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Government backed – Buy To let scheme –
Gauranteed rental at fantastic rates
giving 6-7% rental yield !!
French property and fiscal laws make owning
property in France an extremely safe
investment, (with under 0.4% litigation),
and is the envy of legal professionals and
governments throughout the world, with many
countries presently looking into “adopting”
the system - including the USA, (with nearly
9% litigation in some areas).
Property and
fiscal laws in France also “discourage”
outright property speculation and this
clearly shows in the very stable, long term
increase in property values, without the
usual “highs & lows” associated to other
property markets throughout the world!
Non-Recourse Mortgages!
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French mortgages are totally
NON-RECOURSE!! Each property in France is
its own entity; in respect of tax;
mortgage and inheritance.
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French mortgages do not affect your
credit rating/points in your home country!
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80% mortgages are obtainable through
all the major banks/lenders. (90% is now
being offered by some banks; but only on
full amortisization – in which case you
will not cover the repayments with the
rental – therefore, it is not recommended
for investors)
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Loan interest rate between 4.2% and
5.2%
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Interest only mortgages available.
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* NOTE:
Mortgages in France are available to
private individuals only; not to business
entities; trusts or professional
property/real estate investors.
Guaranteed
Rental Income!
“Guaranteed rental income” (buy-to-let),
began in France in 1964 and is the “prime”
investment of the French. Currently,
guaranteed rental return on long-term,
unfurnished rentals averages 6% per annum
(based on total purchase price) 30% on RISK.
“Guaranteed rental income” is for
long-term (3 year contracts) unfurnished
properties, (NOT vacation rental), and
owners receive the following FOR THE ENTIRE
PERIOD YOU RENT OUT YOUR PROPERTY:
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Guaranteed initial rental
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Guaranteed regular income: if your
property becomes vacant, or remains vacant
for more than one month, you will receive
a regular monthly income corresponding
with the market value, (excluding rental
charges), for an unlimited period.
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Guaranteed cover against rent default,
as from first month and for an unlimited
period.
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Guaranteed cover against damage to
your property by tenant
These guarantees are fully backed by
the French Government program “Loi Robien”.
Robien’s Law was introduced by the
Government to encourage buy-to-let rental investment in France!
Maximum
Capital Growth!
Since 2001 and the introduction of
“Loi Robien”, capital growth in the main
metropolitan city areas has grown at average
of 22% per annum! 2007 has seen a slow
down in the market by the French, in
anticipation of the May and June
Presidential and senate/house elections.
This was especially so as the outcome
depended on the tax concessions to be given
by Nicolas Sarkozy. (Prices have only risen
slightly while the French waited. Overseas
investment has broken records so far!)
Well Nicolas Sarkozy won!! New laws
are in and conditions remain favorable for
investors!!
Property for buying and renting is in
extremely short supply in France and new
build start up is very far behind demand.
Official figures at the end of 2006 project
the housing shortage as over 1,000,000 (1
million!) units. As an example - new
build start up in Toulouse for 2007 will be
approx. 2,600 units for the year, but 1000
people PER MONTH are moving into the area!
French law mandates that only 25% of any
building can be sold to investors! The
remaining apartments are for owner/occupants
only! Rents rose by over 8% due to the
tremendous shortage in rental property!
(Source : Chambers of Notaires and
Commerce / FNAIM)
Published market values/figures have
consistently shown that while development is
under construction the capital value of the
property increases by approximately 6% per
annum over normal capital growth!! This
is influenced by the fact that the tax/notaire/legal
fees, (“closing costs”), on new build is
fixed by law at 2.5%, while on old build it
averages 15%. Obviously, maximum profit
potential comes from investing in a
new-build as early in the construction
process as possible when prices are
typically a fraction of what they will be
when the project is complete and becomes
publicly available.
The #1 Investment Opportunity In The
World Today!
France has the second largest
population in the EU, and is experiencing an
unprecedented
population boom
and is projected to be most populated
nation in Western Europe by 2050!
France is also experiencing a phenomenal
migration from North to South-West. For
example; Paris population in 1946 was 2.9
million by the end of 2003 it was 2.125
million.
A summary of an article about the
continuing growth of the region published by
INSEE, (Ministry of Economy), informs us
that the rapid population growth in this
area is due to;
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Lowest Death Rate in Europe/West.
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Highest Birth Rate in Europe/West.
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Strong immigration from mostly North
European countries.
How do I get started?
According to French Law, in order to
acquire all new build properties for
investment (income producing/buy-to-let), a
person must:
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Attend a meeting or seminar with a
French licensed expert
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Or visit the property/development site
first
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Register
with us using the form on this page for
further detailed information.
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